Dealing With Unplanned Diminished Capacity
Your watch isn’t broken. Wednesday came and went without the regular Best Practices post. Normally I’ll think about ideas during the week, but not start writing the post until Tuesday or Wednesday. In most cases, there’s no problem with that system. Which brings me to the topic of this post: unplanned diminished capacity.
Any freelancer has probably already considered what would happen if they had a truly debilitating illness or injury. (You may not have a good plan to deal with it, but you’ve at least considered what it would do to your business.) You can buy both short-term and long-term insurance to help in situations where you can’t work at all, but what about situations where you can work, just at a reduced capacity.
